Richard Clayton

I encourage my clients to protect the money machine. If it breaks down income ceases and that leads to financial problems. What’s a money machine? It’s the person who puts food on the table. It cannot be repaired like a TV, car or just disposed of and replaced. “Protect your income.”

My specialities include:

• Protecting the income stream in the event of illness for the employed, self employed and company directors in a tax efficient manner.
• Life assurance, from protecting those you love, to business protection, partnership protection, Mortgage  and Buy to Let advice

As a business owner, are you aware of the consequences of the death/serious illness of a fellow shareholder/business partner/key employee This can be dramatic and could have a serious impact on your business but there are various forms of protection that you could put in place beforehand to cover for this. If you want to know more about how you can protect yourself and your business then get in touch and we can arrange a consultation.